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SBA LOANS

Low Rates & Long Term Funding for Small Business Owners

APPLY FOR AN SBA LOAN

About SBA Loans

Our SBA loans help finance many aspects of a small business, including working capital and fixed assets. SBA Loans offers small business owners low rates and long-term funding. Whatever your financing need is, we have the right loan program for you.

LENDING PARAMETERS

Loan Amounts:

$350,000 - $10,000,000

Interest Rates:

6% - 8%

LTV:

Up to 90%

Closing Timeline:

30 to 90 Days

Credit Score:

640 & Up

  • Common SBA Programs:

      • SBA 7a: Up to $5 million without Owner Occupied Business Real Estate.
      • SBA 504: Up to $10 million including Owner Occupied Business Real Estate.
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  • Funding Includes:
    • Business acquisition
    • Fixed asset purchases
    • Business expansion
    • Start-up expenses
    • Debt refinance
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  • Qualifications:

    • Operate for profit
    • Employee size is generally 500 or lower (may be higher depending on the industry)
    • Revenue size may not exceed $50 million
    • Be engaged in, or propose to do business in, the United States or its possessions
    • Have reasonable invested equity (Or 10% down payment if loan is for the purchase of a Business or Business operated Real Estate)
    • Be able to demonstrate a need for the loan proceeds
    • Use the funds for a sound business purpose
    • Not be delinquent on any existing debt obligations to the U.S. government
    • Ineligible industries include those engaged in illegal activities, loan packaging, speculation, multi-sales distribution, gambling, investment or lending, or where the owner is on parole.