Our SBA loans help finance many aspects of a small business, including working capital and fixed assets. SBA Loans offers small business owners low rates and long-term funding. Whatever your financing need is, we have the right loan program for you.
$350,000 - $10,000,000
6% - 8%
Up to 90%
30 to 90 Days
640 & Up
Common SBA Programs:
SBA 7a: Up to $5 million without Owner Occupied Business Real Estate.
SBA 504: Up to $10 million including Owner Occupied Business Real Estate.
Fixed asset purchases
Operate for profit
Employee size is generally 500 or lower (may be higher depending on the industry)
Revenue size may not exceed $50 million
Be engaged in, or propose to do business in, the United States or its possessions
Have reasonable invested equity (Or 10% down payment if loan is for the purchase of a Business or Business operated Real Estate)
Be able to demonstrate a need for the loan proceeds
Use the funds for a sound business purpose
Not be delinquent on any existing debt obligations to the U.S. government
Ineligible industries include those engaged in illegal activities, loan packaging, speculation, multi-sales distribution, gambling, investment or lending, or where the owner is on parole.