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Mortgage Loans

December 27, 2020

Properties in the City, Suburbs… what’s the difference?

Trying to decide an urban or suburban life? You’re not alone! Since the pandemic, many Americans leaving the city for suburban life. Before hastily deciding which option is better, let’s take a closer look at life in each of these settings.

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December 11, 2020

Considering a Real Estate Agent to Buy a Home?

Does working with a real estate agent matter? That’s a question many first-time and experienced home shoppers have, especially when they learn that real estate agents earn a commission for their service. While it’s possible to buy a home without a real estate agent, most home buyers and sellers choose to work with one because

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December 4, 2020

7 First-Time Homebuyer Programs You Need to Know About

Owning a home is one of the surest ways to build personal wealth. But you don’t need to have “wealth” to get started. There are many first-time buyer home loan programs available – each with their perks and particular qualifying requirements. In this overview, we’ll share the 7 most popular first-time homebuyer programs. READ MORE.

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November 6, 2020

How To Make An Offer On a Pending Home Sale

Finding an ideal home only to see “pending” on the listing can be disheartening, but it shouldn’t be. Most real estate websites will post “pending” as soon as a seller accepts an offer, but that does not mean the deal has gone through. READ MORE.

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October 30, 2020

Home Affordability FAQ–Answered!

Uncertainty can make buying a home more arduous than it should be. Let’s take a look at some of the most frequently asked questions about mortgage affordability. READ MORE.

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September 22, 2020

The Benefits of Purchasing a Fixer-Upper as Your First Home

Buying a move-in ready home is appealing, but there are benefits to purchasing a “diamond in the rough,” too. Here are the top 5 reasons home shoppers prefer a fixer-upper.  Pro Mortgage Tip: Did you know that there are home loan programs, especially buying a home that needs renovation? It’s true! Contact us to see

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September 15, 2020

Quiz: Does Refinancing Your Mortgage Make Sense?

Mortgage rates are in record lows prompting many Americans to refinance their home loans and for good reasons! Refinancing has both immediate and long-term advantages. Does it make sense for you? Take the quiz below to find out! If any of the scenarios sound like you, then the chances are that a refi is an

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September 15, 2020

How Pre-Approval Makes Home Buying in 2020 Easier

These days, everyone is searching for a little more certainty, especially when shopping for a home. If this sounds like you, know that there is an immediate and comforting way to purchase a home in 2020. It’s by getting pre-approved for a home loan. Here are the top ways that a pre-approval letter benefits 2020

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September 11, 2020

The Real Benefits of Using A Local Mortgage Professional

Real estate sales are primarily a localized market. That’s why you wouldn’t ask a Dallas real estate agent for assistance in purchasing a duplex in St. Louis. Likewise, you wouldn’t ask a San Diego mechanic to winterize your Denver car or a Tallahassee-based educator what he thinks about the public school system in Chattanooga, Tennessee. While

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August 17, 2020

A Quick Guide to Down Payments By Mortgage Type

Thinking about buying a first home or a second? You have many loan options, and each one varies as far as their down payment requirements. Use this quick guide to get an idea of the amount you’ll need to put down on your next purchase.  Is 20% Down Always Necessary to Buy a Home? The

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